Best Phone Under ₹20,000: Full Review & Side-by-Side Comparison
Looking for a solid smartphone that doesn't empty your wallet? In 2025, you don’t need to spend a fortune to get a device that delivers speed, style, and serious value. The under-₹20,000 segment is more competitive than ever—featuring phones that offer AMOLED displays, 5G, big batteries, and even flagship-grade processors.
We’ve handpicked the top 3 best phones under ₹20,000 and compared them side by side to help you find the right fit for your needs.
๐ Top Contenders (July 2025 Edition)
Feature/Model | Redmi Note 13 5G | Realme Narzo 70 Pro | Motorola G85 5G |
---|---|---|---|
Price | ₹17,999 | ₹18,999 | ₹19,499 |
Display | 6.6” FHD+ AMOLED, 120 Hz | 6.7” AMOLED, 120 Hz | 6.5” pOLED, 120 Hz |
Processor | MediaTek Dimensity 6100+ | Dimensity 7050 | Snapdragon 6 Gen 1 |
Camera | 50MP + 2MP | 50MP Sony IMX890 OIS + 2MP | 50MP + 8MP (Ultra-wide) |
Battery | 5000 mAh, 33 W | 5000 mAh, 67 W SUPERVOOC | 5000 mAh, 33 W Turbo |
OS | MIUI 14 (Android 13) | Realme UI 5.0 (Android 14) | MyUX (Android 14) |
Extras | 5G, IR Blaster | 5G, In-display Fingerprint | 5G, Clean UI, NFC |
๐ฑ Redmi Note 13 5G – Affordable & Reliable
The Redmi Note 13 5G brings you a smooth AMOLED 120 Hz display and reliable 5G performance at one of the lowest prices in this range. Its Dimensity 6100+ processor is great for everyday tasks and light gaming. While the camera is basic, the display and design are flagship-inspired.
Pros:
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Great AMOLED display
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Slim and premium design
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Good performance for the price
Cons:
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Cameras are average
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MIUI may have bloatware
⚡ Realme Narzo 70 Pro – Best Camera Under ₹20K
If camera quality is your top priority, the Narzo 70 Pro is unbeatable in this segment. It features the Sony IMX890 sensor with OIS, a camera previously seen in phones double the price. Plus, the 67W SUPERVOOC charging gets you a full charge in under 45 minutes.
Pros:
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Best camera in segment (OIS supported)
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Fast charging
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Bright AMOLED display
Cons:
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Slightly bulky
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Realme UI is heavily customized
๐ Motorola G85 5G – Clean UI & Balanced Performer
Motorola’s G85 5G is a fan favorite for users who want a clean Android experience, decent camera flexibility, and well-balanced performance. The Snapdragon 6 Gen 1 chipset makes it a multitasking champ, and the near-stock Android interface is perfect for users who hate bloatware.
Pros:
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Clean UI with Android 14
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Solid performance
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NFC + Ultra-wide camera
Cons:
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The display could be brighter outdoors
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Only 33W charging
๐ฏ Final Verdict: Which One Should You Buy?
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Best for Photography: Realme Narzo 70 Pro
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Best for Clean UI & Balanced Use: Motorola G85 5G
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Best on a Tight Budget: Redmi Note 13 5G
✅ Urban Scroll Quick Tips
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Look for at least 6GB RAM and UFS storage for smoother multitasking
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Avoid phones with HD+ displays in this price range
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Prioritize software support & UI preference—a clean interface can improve performance
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